What is an Estoppel?

An Estoppel is a document designed to give third parties critical information on the relationship between a specific property within an association and the account history of one particular owner. The information in the Estoppel often includes things like payments, balances, violations, and other vital data for a prospective buyer to be aware of before they complete the purchase of Real Estate. The third party is frequently an agent and a title company working on behalf of a prospective purchaser for the piece of real property.

At SRK we are pleased to provide estoppels services to our clients, members, title agencies, lenders, and/or appraisers. Please note that we are not the Association for which you will be requesting the Estoppel. We are a professional, outside source that will be providing the Estoppel on behalf of the association. Please note that once the Estoppel has been processed, the fees are non-refundable regardless of the closing outcome.

Estoppels will only be processed after the payment has been received.

Once completed, they will be emailed to the address provided by the Requestor. Ensure that you have entered a valid email address to avoid any delivery delays.

Estoppels will be completed and delivered by the due date requested unless there are issues with the request. We will contact the requestor once the file is reviewed to discuss any errors.

  • Certification of Assessment Balance. Association Q&A
  • Certification of Any Outstanding Covenant Enforcement Issues.
  • Copies of Current Year Budget. Notification of any known upcoming special assessment
  • W9 For the Association, Proof of Insurance by providing the Agent Contact Information
  • Documents of the Association or a link to download a set of the documents.
  • Verification of any pending litigation other than for collection matters.
  • Listing of any Master or Sub-Association

Payments can be made by Cash, Check or Money Order.

We do not accept payments for Estoppels via Credit or Debit card transactions.

The Estoppel expires 30 days after its sent to the requestor. 

If your closing is delayed and it passes the 30 day mark, you will need to request an updated Estoppel.

NO, The Estoppel is good only for the buyer listed on the request when it was submitted.

If you have a new buyer, you will be required to request a new Estoppel. 

Estoppel Services

Standard Request for Disclosure 10-Day turnaround – $250.00
(Requestor must provide no less than 10-days for completion prior to the scheduled closing date) This fee applies to update an expired request and must be the same buyer:

Expedited Request for Disclosure (3 Business Day Turnaround): – Add $100.00

Delinquent Account Request (Account has a balance currently owed) Must be paid again for expired requests – Add $150.00

Rapid Express Request for Disclosure (1 Business Day Turnaround): – Add $700.00 (Please note that this option does not meet the required obligation of a real estate transaction whereas disclosure is required to be presented to the buyer no less than 3 business days prior to closing. We will not be liable for the cancelation of a sale based on the timeframe of this request if it is delivered to the buyer in less than 3 business days.)
Failure for the title company to obtain an estoppel request within the Statutory Timeframe of 10 days or the inability
To request an Expedited Request allowing for the completion within 3 business days is not capped by Florida House
Bill (HB 483/SB 398)

*If a STANDARD REQUEST (10-day turnaround) is selected, and there are less than 10 business days prior to the closing date for us to complete the request, our office will contact you to inform the requestor of the additional fees for a Rapid Express request.

CONDO OR HOA P.U.D. QUESTIONNAIRE These are not an Estoppel and therefore are not covered under Florida House Bill (HB 483/SB 398). We will not process any request for a Questionnaire unless an Estoppel Request accompanies it or there is already an Estoppel that has been provided that has not yet expired.

Add $475.00 Condo of HOA P.U.D Questionnaire Completed Along with an Estoppel *Will not complete this
unless it is in conjunction with an Estoppel Request, or if an Estoppel has already been requested, and not yet expired